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Loan Products

HOME EQUITY LINE OF CREDIT

Our home equity line is secured by the equity in your primary or secondary residence with credit lines starting at $20,000.  Accessing your line is as simple as writing a check.  Contact any office for an application for this convenient access to your home's equity, when you need it!


OVERDRAFT PROTECTION

Our home equity line is secured by the equity in your primary or secondary residence with credit lines starting at $20,000.  Accessing your line is as simple as writing a check.  Contact any office for an application for this convenient access to your home's equity, when you need it!


REAL ESTATE NOTE COLLECTION

The bank will charge $25.00 to set up a note collection. A fee of $8.00 will be charged for each payment credited to a deposit account and $20.00 for each payment remitted by check.


LOAN DEPARTMENT

Consumer loans, Commercial loans, Mortgages, and Home Equity Lines of Credit. All types of loans are available. Consult one of our experienced loan officers.

Business and Consumer loan applications are available on our Applications webpage for your convenience.  Use the mortgage qualifier and other loan calculators on our Financial Tools webpage for additional self-help tools*.

* Information and interactive calculators are made available to you as self-help tools for your independent use. We can not and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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