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Loan Products
Competitive Rates
Flexible Terms


Personal Lending Options:

• Secured and Unsecured Consumer Loans
• Residential Construction Loans
• Residential Mortgage Loans
• Home Improvement Loans
• Home Refinancing
• Home Equity Loans/Lines of Credit
• Automobile Loans
• Personal Lines of Credit
• Overdraft Protection Lines

Personal Loan Information - Click the link for more information about our personal loan products.


Commercial Lending Options:

• Small Business Administration Loans
• Business Line of Credit
• Overdraft Protection Lines of Credit
• Agricultural/Farm Loans
• Short Term Loans
• Term Business Loans
• Equipment Loans
• Commercial Construction Loans
• Commercial Real Estate Loans
• Vehicle and Equipment Leasing

Commercial Loan Information - Click the link for more information about our commercial loan products.


Deal one-on-one with friendly, local decision makers. Custom tailor any one of our flexible loan options. And bank with a sound institution that’s active in your community.

Get the best of both worlds with DCB – Competitive Rates and Superior Customer Service!

Business and Consumer loan applications are available on our Applications webpage for your convenience.  Use the mortgage qualifier and other loan calculators on our Financial Tools webpage for additional self-help tools*.

* Information and interactive calculators are made available to you as self-help tools for your independent use. We can not and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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