space space
Rates
Rates and Terms
Account Product Name
Minimum Opening Balance
Interest Rate*
Minimum Balance to Obtain Annual Percentage Yield
Annual Percentage Yield*
Statement Savings
$50.00
0.25%

$.01

0.25%
Checking Plus Interest (NOW)
$1,500.00
0.15%
$.01
0.15%
3 Month Certificate
$1,000.00
2.33%
$.01
2.36%
6 Month Certificate
$1,000.00
2.72%
$.01
2.75%
12 Month Certificate
$1,000.00
2.33%
$.01
2.36%
24 Month Certificate
$1,000.00
2.33%
$.01
2.36%
36 Month Certificate
$1,000.00
2.72%
$.01
2.75%
48 Month Certificate
$1,000.00
2.86%
$.01
2.90%
60 Month Certificate
$1,000.00
3.25%
$.01
3.30%
12 Month IRA
$100.00
2.33%
$.01
2.36%
24 Month IRA
$100.00
2.33%
$.01
2.36%
36 Month IRA
$100.00
2.72%
$.01
2.75%
60 Month IRA
$100.00
3.25%
$.01
3.30%
12 Month Variable Rate IRA
$100.00
2.33%
$.01
2.36%
Money Market Checking Account
$2,500.00
 
up to $9,999.99
0.45%
$.01
0.45%
$10,000.00 - 24,999.99
0.90%
$10,000.00
0.90%
$25,000.00 - 49,999.99
1.14%
$25,000.00
1.15%
$50,000.00 - 99,999.99
1.49%
$50,000.00
1.50%
$100,000 and up
1.98%
$100,000.00
2.00%
Contact the Bank for premium rates.

*** Rates effective May 2, 2008***

* Subject to change. In the event that the depositor is allowed to withdraw all or part of his/her time deposit before maturity, a substantial penalty will be imposed. Fees could reduce the earnings on the account..

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