Rates

Rates and Terms
Account Product Name
Minimum Opening Balance
Interest Rate*
Minimum Balance to Obtain Annual Percentage Yield
Annual Percentage Yield*
Statement Savings
$50.00
0.35%

$.01

0.35%
Checking Plus Interest (NOW)
$1,500.00
0.15%
$.01
0.15%
3 Month Certificate
$1,000.00
2.72%
$.01
2.75%
6 Month Certificate
$1,000.00
3.49%
$.01
3.55%
12 Month Certificate
$1,000.00
3.93%
$.01
4.00%
24 Month Certificate
$1,000.00
3.93%
$.01
4.00%
36 Month Certificate
$1,000.00
3.93%
$.01
4.00%
48 Month Certificate
$1,000.00
3.93%
$.01
4.00%
60 Month Certificate
$1,000.00
4.17%
$.01
4.25%
12 Month IRA
$100.00
3.93%
$.01
4.00%
24 Month IRA
$100.00
3.93%
$.01
4.00%
36 Month IRA
$100.00
3.93%
$.01
4.00%
60 Month IRA
$100.00
4.17%
$.01
4.25%
12 Month Vairable Rate IRA
$100.00
3.93%
$.01
4.00%
Money Market Checking Account
$2,500.00
 
up to $9,999.99
0.55%
$.01
0.55%
$10,000.00 - 24,999.99
1.00%
$10,000.00
1.00%
$25,000.00 - 49,999.99
1.24%
$25,000.00
1.25%
$50,000.00 - 99,999.99
1.74%
$50,000.00
1.75%
$100,000 and up
2.23%
$100,000.00
2.25%
Contact the Bank for premium rates.
Limited-Time 8 Month Certificate
$5,000.00
4.89%
$.01
5.00%

*** Rates effective June 8, 2007***

* Subject to change. In the event that the depositor is allowed to withdraw all or part of his/her time deposit before maturity, a substantial penalty will be imposed. Fees could reduce the earnings on the account..

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