Welcome to Damascus Community Bank



Additional online verification questions will be required to assure the continued safekeeping of your online banking information.  Please login and read the information in the Messages section for more details.



Home Equity Line of Credit

NO closing costs, appraisal fees or application fees!*

Introductory Rate            


6-Month Fixed APR**        

     Competitively priced at



* Closing costs will be charged if the loan is closed during the first three years. (Estimated $500-$2,000 depending on the loan amount).

**The introductory Annual Percentage Rate (APR) is available on new lines only and available for only the first 6 months the line is open. 

***After the introductory period your APR is variable and based on Wall Street Journal Prime less 1% (Currently 7.25%).  The rate will not exceed 24%.  The APR is indexed to the U.S. Prime Rate as published on first business day of each month in the “Money Rates” section of the Wall Street Journal. No other discounts apply. The Equity line has a ten year draw period followed by a five year term out of the then balance.  Property insurance is required. Consult tax advisor regarding the deductibility of interest. Rates subject to change at any time.  Subject to credit approval and DCB credit guidelines.  A minimum draw of $10,000 is required at settlement.

For more information stop by one of our branches

or call 301-368-9153.

Rates as of 6/29/07

 FDIC MemberEqual Housing Lender



Welcome to Damascus Community Bank’s! We serve our customers to become their #1 financial assistance, whatever their financial goals are. We are confident our loan services will meet your financial needs. As an independent hometown bank, we want to serve our customers’ welfare by providing fair and helpful personal and business options for any occasion.


With your information security in mind, as well as your convenience and system efficiency, we have partnered with FundsXpress in providing an Online Banking product with multi-layered authentication.  As always, keep your Access ID and  Passcode secure.  Our new security levels will monitor several aspects of  the Online Banking system.  When you login into DCB Online from a computer that you don’t normally use to access your account information, additional security measures will display.  If your Online Banking activity pattern varies, we may ask you to confirm some information before allowing the process to continue.

We hope you will take a few moments to browse our site and see the many conveniences available. Should you have any questions you may reach us by: calling 301-253-1000, or your local branch office; stopping by any of our offices; by mail at 26500 Ridge Road, P. O. Box 1, Damascus, MD 20872 or by emailing the Bank at admin@damascuscommbank.com. Branch location, contact and hours information is available. We look forward to hearing from you.


The Bank makes every reasonable effort to provide accurate and current information on the DCB Online website, but makes no warranties or representations as to the accuracy and completeness of the information provided.  You may contact the Bank for verification and accuracy of information at 301-253-1000.

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